Need an appraisal in Tallahassee or Leon County?See the top seven reasons why Florida homeowners call on Canopy Roads Appraisal, LLC:
At Canopy Roads Appraisal, LLC, we understand the special needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Canopy Roads Appraisal, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.Challenging property tax assessmentsIf you live in an area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Canopy Roads Appraisal, LLC is your #1 weapon.Need to cancel PMI?A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Canopy Roads Appraisal, LLC is seasoned in helping customers just like you remove unneeded and unwanted PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be inconvenient from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Canopy Roads Appraisal, LLC can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion. |
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